{"id":14118,"date":"2023-06-07T13:47:00","date_gmt":"2023-06-07T06:47:00","guid":{"rendered":"https:\/\/isd.neu.edu.vn\/?p=14118"},"modified":"2025-06-09T14:42:05","modified_gmt":"2025-06-09T07:42:05","slug":"gender-discrimination-social-networks-and-access-to-informal-finance-of-vietnamese-small-and-medium-enterprises","status":"publish","type":"post","link":"https:\/\/isd.neu.edu.vn\/en\/gender-discrimination-social-networks-and-access-to-informal-finance-of-vietnamese-small-and-medium-enterprises\/","title":{"rendered":"Gender discrimination, social networks and access to informal finance of Vietnamese small and medium enterprises"},"content":{"rendered":"<p><strong>Analyses of topical policy issues<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gender discrimination, social networks and access to informal finance of Vietnamese small and medium enterprises<\/h2>\n\n\n\n<p><strong>Thang Ngoc Bach<sup>a<\/sup>, Thanh Le<sup>b<\/sup>, Thang Xuan Nguyen<sup>a,*<\/sup>, Khanh Hoang<sup>c<\/sup><\/strong><\/p>\n\n\n\n<p>a National Economics University, Vietnam<\/p>\n\n\n\n<p>b University of Wollongong, Australia<\/p>\n\n\n\n<p>c University of Economics, Ho Chi Minh City (UEH), Viet Nam<\/p>\n\n\n\n<p><strong>ARTICLE INFO<\/strong><\/p>\n\n\n\n<p>Article history:<\/p>\n\n\n\n<p>Received 18 June 2022<\/p>\n\n\n\n<p>Received in revised form 16 March 2023<\/p>\n\n\n\n<p>Accepted 19 March 2023<\/p>\n\n\n\n<p>Available online 22 March 2023<\/p>\n\n\n\n<p><a href=\"https:\/\/doi.org\/10.1016\/j.eap.2023.03.017\">https:\/\/doi.org\/10.1016\/j.eap.2023.03.017<\/a><\/p>\n\n\n\n<p>\u00a9 2023 Economic Society of Australia, Queensland. Published by Elsevier B.V. All rights reserved.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">ABSTRACT<\/h3>\n\n\n\n<p>The issue of gender discrimination in the informal credit market is under-investigated given that existing studies largely consider formal bank loans. Using a rich dataset on access to informal loans and loan terms of Vietnamese privately-owned manufacturing small and medium enterprises over 2005-2015, this paper finds that female-run firms&nbsp;have a lower propensity to borrow and incur a higher cost of borrowing from informal&nbsp;sources than male-run counterparts. The empirical evidence on gender discrimination&nbsp;is robust to the control of different firm characteristics, firm-specific unobserved het-erogeneity, and selection bias. With the potential to mitigate gender discrimination,&nbsp;extended social networks are found to work in favor of female-run firms.<\/p>\n\n\n\n<p>\u00a9 2023 Economic Society of Australia, Queensland. Published by Elsevier B.V. All rights reserved<\/p>\n\n\n\n<p><strong>Keywords<\/strong><\/p>\n\n\n\n<p>Gender discrimination, Social networks, Financial accessibility, Cost of funding, SMEs<\/p>","protected":false},"excerpt":{"rendered":"<p>Analyses of topical policy issues Gender discrimination, social networks and access to informal finance of Vietnamese small and medium enterprises Thang Ngoc Bacha, Thanh Leb, Thang Xuan Nguyena,*, Khanh Hoangc a National Economics University, Vietnam b University of Wollongong, Australia c University of Economics, Ho Chi Minh City (UEH), Viet Nam ARTICLE INFO Article history:&#8230;<\/p>","protected":false},"author":1,"featured_media":14096,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51,56],"tags":[],"class_list":["post-14118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cong-bo-quoc-te","category-dao-tao-e-phd"],"_links":{"self":[{"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/posts\/14118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/comments?post=14118"}],"version-history":[{"count":3,"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/posts\/14118\/revisions"}],"predecessor-version":[{"id":14148,"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/posts\/14118\/revisions\/14148"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/media\/14096"}],"wp:attachment":[{"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/media?parent=14118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/categories?post=14118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/isd.neu.edu.vn\/en\/wp-json\/wp\/v2\/tags?post=14118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}